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Specializing in financial planning for families
Household Money
Introduction to the Comprehensive Guide on the Ministers Housing Allowance
The Minister's Housing Allowance is one of the most valuable — and most misunderstood — provisions in the U.S. tax code for clergy. Part 1 of a 10-post series: what the allowance is, where it came from, and who actually qualifies.
mkostelnik13
Aug 10, 20234 min read
Want to do better with your money? Here's how to get started.
"How do you eat an elephant? One bite at a time." Getting your financial life in order can feel overwhelming, but it doesn't have to. A short video on where to start when you're ready to do better with your money.
mkostelnik13
Jul 25, 20221 min read
What Is Your Problem?
<p>Money problems? For many, money is a complicated issue. The […]</p>
mkostelnik13
Jul 21, 20221 min read
If You Have Kids, Check This App Out
Our family started using www.busykid.com about ten months ago, and […]
mkostelnik13
Jul 19, 20221 min read
Should I Pay off Debt or Invest First?
"Pay off debt or invest?" is the most-asked money question — and the honest answer isn't a one-liner. A framework based on debt type, interest rate, liquidity, and life stage, with a take on where Dave Ramsey gets it right and where the math says otherwise.
mkostelnik13
Jul 15, 20194 min read
Real Estate; Should I buy a house to save on my taxes
"Buy a house to save on taxes" is one of the most common pieces of bad advice in personal finance. Here's why the mortgage interest deduction doesn't help most homeowners — and why "saving" $1 in interest to save 30¢ in taxes was never the point.
mkostelnik13
Jul 1, 20193 min read
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